HISTORY & PHILOSOPHY

History

Cline & Carmack Judgment Recovery Professionals was founded in 1995 by Charles Cline.

Mr. Charles Cline has over 25 years of experience in the collection industry, has held positions in agencies, large and small, as well as served as the senior vice-president of a national finance company supervising over 100 offices focusing primarily on collections and asset recovery.

Mr. David W. Byers accepted the position of Director of Operations on September 1, 2005. He is a licensed attorney in California since 1977, has a wealth of experience in collections for his own clients and has represented five collection agencies.

Mr. Cline retired and Mr. Byers has taken over ownership of the company.

Philosophy

Our full service Collection Agency is founded on the philosophy that combining experience and professional management with complete legal service to enforce recovery, will maximize what is the basis of our nation’s economy:

          Repayment of Debt

Credit grantors rely on the premise that debt will be repaid timely and in full. Risk and receivable management is of vital importance to any business owner or corporation. Loss prevention and recovery play a legitimate and vital role. When your efforts or resources have been exhausted, the need arises for a professional agency to collect the unpaid debt.

Judgment Recovery Professionals has been established to effectively and efficiently collect unpaid debt. With focus on debtor and asset location and with highly trained and experienced collector specialists, we return a high percentage of lost profit to our clients.

     Trained Professionals

     Make the Difference

The collection business is competitive and there are many fine agencies to choose from. The differences can be subtle but can make a big difference in recovery results.

We approach this business differently. We have the knowledge and the experience that can only be acquired over years of operation. We have sources, contacts and relationships that have been developed over years of skiptracing and debt resolution. WE KNOW THE BUSINESS.